Open Enrollment

Open Enrollment Period

10/1/2015 - 10/31/2015

*Guaranteed Issue during this time. No medical questions or records required. You must meet eligibility requirements to be accepted to these plans. (See FAQs for eligibility)

Note that if you have ever applied medically for this plan, the NAPFA (140361) or FPA(147789) group LTD plans and you were declined, medical underwriting is required to apply for this plan.


GUARANTEED ISSUE is available to all eligible FSP members during the Open Enrollment period, now through 10/31/2015. NO HEALTH QUESTIONS or Medical Exam Required. 


This valuable FSP member benefit is underwritten by The Standard Life Insurance Company and offered through Ryan Insurance Strategy Consultants.

For Group LTD Policy Certificate please contact