OPEN ENROLLMENT, FEBRUARY 1-28, 2024
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​Group Short Term Disability, Long Term Disability and Business Overhead Expense

​No medical underwriting for STD LTD and Simplified Issue BOE

Protect your most valuable asset - your paycheck!
​A competitivly-priced solution to your insurance needs.
Pays a weekly benefit if you are out of work due to a covered disability.
Regular eye exams help to identify and treat health issues early on.* 
NEW! Get Instant Quotes
Get the protection you need in maintaining your oral health.

​UPDATE MY EARNINGS AND BENEFITS
​If you are already enrolled in the STD and/or LTD coverage CLICK HERE to update your income and benefit. ​
GROUP INSURANCE DESIGNED FOR MEMBER BUSINESS OWNERS
Keep the business up and running should you become disabled and unable to work.

INDIVIDUAL AND GROUP MEDICAL PLANS FOR MEMBERS AND THEIR EMPLOYEES

Creative health plans for employers and their employees.
CUSTOMER SERVICE PORTAL​
​Visit our customer service portal to view your policy information, update your personal information, change the bank account used to pay your premiums and update your monthly earnings for your disability policy(s). Once on the customer service portal homepage, click the red button to download the user guide and information on how to register. If you have additional service and/or administrative questions you can call the customer service center at: (866)809-3899 or email the customer service center at: ryan@ftj.com. 
​The customer service center fax number is: (816)-968-0660.​
Nothing in these materials is intended to be advice for any particular situation or individual. Like most insurance policies, insurance policies offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact your plan administrator for costs and complete details.
MetLife Vision benefits are underwritten by Metropolitan Life Insurance Company, New York, NY. Certain claims and network administration services are provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates.
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*Heiting, OD, Gary, Vision Screenings vs. Eye Exams: Why Are Eye Exams Important?, All About Vision, April 2018, https://www.allaboutvision.com/eye-exam/importance.htm.