OPEN ENROLLMENT FOR FSP MEMBERS AND THEIR EMPLOYEES
This will be the ONLY Open Enrollment scheduled for 2023
This open enrollment period is not available for those who reside in AK, LA, MT, WA and ID. You will be notified of your open enrollment period once state approval is received.
Group Short-term and Long-Term Disability insurance: Guaranteed Issue with no medical questions. (*)
Business Overhead Expense Insurance: Simplified underwriting on the first $6,000 of elected coverage with one health question. Coverage available up to $20,000 (**) per month.
Group term Life and AD&D insurance: Simplified underwriting on the first $50,000 of elected coverage with one health question.(*)
Group Dental and Vision is available at any time, with no medical underwriting.
See FAQs, premium calculators, and applications for complete product information.
Members or employees currently enrolled in a product do NOT need to enroll during the open enrollment period. A new application should only be submitted if electing a new product.
(1) You must be actively at work for coverage to become effective.
(*) Guaranteed Issue only applies if you have not been previously declined for medical underwriting by Standard Insurance Company or Metropolitan Life Insurance Company for any coverage. Disability coverage is subject to preexisting conditions limitation. Members or employees currently enrolled in the group term Life / AD&D coverage who elect to increase their coverage are subject to medical underwriting on the increased coverage.
(**) Coverage elected over $6,000 up to $20,000 is subject to medical underwriting.
Business Overhead Expense Insurance: Simplified underwriting on the first $6,000 of elected coverage with one health question. Coverage available up to $20,000 (**) per month.
Group term Life and AD&D insurance: Simplified underwriting on the first $50,000 of elected coverage with one health question.(*)
Group Dental and Vision is available at any time, with no medical underwriting.
See FAQs, premium calculators, and applications for complete product information.
Members or employees currently enrolled in a product do NOT need to enroll during the open enrollment period. A new application should only be submitted if electing a new product.
(1) You must be actively at work for coverage to become effective.
(*) Guaranteed Issue only applies if you have not been previously declined for medical underwriting by Standard Insurance Company or Metropolitan Life Insurance Company for any coverage. Disability coverage is subject to preexisting conditions limitation. Members or employees currently enrolled in the group term Life / AD&D coverage who elect to increase their coverage are subject to medical underwriting on the increased coverage.
(**) Coverage elected over $6,000 up to $20,000 is subject to medical underwriting.
To learn more befor you apply, register for the educational webinar below
February 16th 3:00 EST
REGISTER HERE
REGISTER HERE
For customer service, assistance with applications, changing bank information or updating monthly earnings, please call the customer service department at: (866)809-3899 or email the customer service center at: [email protected]
Please contact Ryan Insurance Strategy Consultants with questions on products or pricing.
Email: [email protected] or [email protected].
Like most insurance policies, insurance policies offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force. Metropolitan Life Insurance Company | 200 Park Avenue | New York, NY 10166 L1222027951[exp1224][All States][DC,GU,MP,PR,VI]
Please contact Ryan Insurance Strategy Consultants with questions on products or pricing.
Email: [email protected] or [email protected].
Like most insurance policies, insurance policies offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force. Metropolitan Life Insurance Company | 200 Park Avenue | New York, NY 10166 L1222027951[exp1224][All States][DC,GU,MP,PR,VI]